Real estate appraisal services for homeowners in the Central Ohio AreaThe top seven reasons Ohio homeowners order from Green Grove Appraisals:
Own a house in or near Central Ohio and need help deciding the value of it?
We at Green Grove Appraisals understand the unique needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Green Grove Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Green Grove Appraisals is qualified in helping consumers just like you remove undesirable PMI insurance. Challenge property tax assessmentsIf you live in an area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Green Grove Appraisals is your #1 weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be annoying from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Green Grove Appraisals can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for efficiency, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Green Grove Appraisals can help with that too. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home. |